Chapter 7 Bankruptcy

Utah Chapter 7 Bankruptcy Law Attorney

Is your credit card debt piling up? Do you have medical bills that you cannot pay? Do you feel like you have reached a point of no return and do not know what to do? If you are like most people, you probably believe you have no rights or protection available and are going to end up losing everything important to you including your job. This is not the case. You do have rights and can do something about it. The law office of Linda D. Smith, P.C. has been helping clients throughout the Wasatch Front protect their property and financial future through Chapter 7 bankruptcies since 1997. Contact us to arrange for a confidential consultation.

Salt Lake City Chapter 7 Bankruptcy Lawyer

In 2005, new laws were passed that changed the bankruptcy code and made it more difficult for certain people to file a Chapter 7 bankruptcy. This does not mean you cannot file bankruptcy. The biggest change under the new law is required means testing to determine if the median income of a family is above a threshold amount. If the petitioner's income is less than the state median then it is usually not a problem to file a traditional bankruptcy. Even if it is higher, you still might be eligible. Our lawyer will go over all of this with you and help you determine if you are eligible to file for a Chapter 7 bankruptcy.

Here are some ways we will help you with your personal bankruptcy:

• We will prepare and file your bankruptcy petition including determining what unsecured and secured debts you have.
• We will attend all of your bankruptcy meetings and hearings.
• We advise you on credit counseling and debt education and help you to arrange for mandatory consumer debt counseling.
• We will work with you on post-filing issues to ensure you follow and meet the required steps.
• We conduct thorough means testing analysis to assess your eligibility for bankruptcy.
• Our attorney will provide you with a detailed explanation of what your rights as a debtor are.

If you are not eligible for a Chapter 7 bankruptcy, we will help you determine if you are eligible to file a Chapter 13 bankruptcy.

Get A Fresh Start

Do not wait until it is too late if you are experiencing financial difficulties and do not know what to do. Contact the experienced Chapter 7 bankruptcy lawyer at our law firm so she can explain your rights to you and show you how a bankruptcy can help discharge your unsecured debts and possibly save your car, home, and personal property from being taken from you. She can be reached by phone at 801-268-4090 or toll-free at 1-800-266-0962. We offer a free initial consultation and accept Visa, Master Card, and checks by phone.