Chapter 13 Bankruptcy

Salt Lake City Chapter 13 Bankruptcy Lawyer

A Chapter 13 bankruptcy, known as the wage earners plan, is designed for people who have a steady income, significant equity in their home, or have filed for Chapter 7 bankruptcy in the last seven years. A Chapter 13 allows individuals to keep all their assets and stop home foreclosures while reorganizing their debt and working out a payment plan through the bankruptcy court. The Salt Lake City, Utah, based law office of Linda D. Smith, P.C. has been helping individuals with their personal bankruptcy legal matters for over a decade. Contact our office to arrange for your free initial consultation. We serve clients throughout the Wasatch Front.

Utah Chapter 13 Bankruptcy Law Attorney

We have been providing financial relief and debt settlement representation to clients in the Salt Lake City area since 1997. Our attorney understands the high amount of stress involved with financial problems and has the experience and compassion to take some of the burden off your shoulders. All outstanding debts including mortgage payments, car payments, credit cards, and other unsecured debts are consolidated as part of the Chapter 13 bankruptcy. Payments are then made to a trustee of the bankruptcy court who pays the creditors. We work hard with you to make sure that the payment plan you will be entering makes sense for your financial situation and will not require you to file bankruptcy again in the future.

Once you have filed for Chapter 13 bankruptcy, creditors must stop all actions against you. Our attorney will provide you a detailed explanation of what your rights are and how you are protected. If a Chapter 7 bankruptcy might better suit your financial needs, we will assist you in determining your eligibility through means testing and help you file.

Get A Fresh Start

If you are experiencing financial hardship and need the legal advice and representation of an experienced Chapter 13 bankruptcy attorney, please contact the law office of Linda D. Smith, P.C.. We can be reached by phone at 801-268-4090 or toll-free at 1-800-266-0962. Our firm offers a free initial consultation and accepts Visa, Master Card, and checks by phone.